PLATINUM SHALL NOT BE LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE CAUSED BY USE OF, OR RELIANCE ON, OR INABILITY TO USE OR ACCESS, OR INACCURACIES OR ERRORS OR OMISSIONS IN THIS WEB SITE.  IN NO EVENT WILL PLATINUM BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEB SITE OR ITS CONTENTS, EVEN IF PLATINUM SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  THE LIMITATIONS CONTAINED IN THIS WEB SITE SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT OR STRICT LIABILITY, AND REGARDLESS OF THE NATURE OR NUMBER OF CLAIMS OR ACTIONS.

Use of this Web Site

User may not post on or transmit through this Web Site any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate applicable laws.

The permission to use this Web Site automatically terminates if you fail to comply with any part of the Terms and Conditions.  Further, Platinum reserves the right to prevent you from accessing this Web Site for any or no reason, including, without limitation, your failure to comply with any part of the Terms and Conditions.

We reserve the right to alter this Web Site and its contents in any way, at any time, for any or no reason, without prior notification, and will not be liable to any party in any way for possible consequences of such changes.

Intellectual Property Rights

All images, text, programs, and other materials  (collectively, the "Materials") provided on this Web Site are protected by applicable laws, including, without limitation, copyright and trademark laws and international treaties. All intellectual property and other rights in the Materials belong to and are reserved for Platinum and/or its licensors.  Nothing in these Terms and Conditions grants you any rights in the Web Site or the Materials contained therein. The names, logos, trade dress and other marks identifying Platinum and its products and services are proprietary marks of Platinum. Any other trademarks, service marks and trade dress are the property of their respective owners.

Stock Quotes

The stock price available through this Web Site may be delayed, and is provided for informational purposes only and is not intended for trading purposes. Platinum or its stock information provider shall not be liable for any inaccuracies or delays in the quote, or for any actions you might take in reliance thereon.

Professional Advice

All information provided on this Web Site is distributed with the understanding that Platinum is not rendering legal, accounting, tax or other professional advice or opinions. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, please seek the advice of a qualified professional.

Privacy Statement

Platinum operates this Web Site for the purpose of providing information concerning its reinsurance business. Platinum is committed to respecting your privacy and that of the information you provide to us in connection with using this Web Site. The information that Platinum collects consists of voluntarily submitted personal information.  For example, if you submit an information request through the Web Site, you will be required to provide us with personal information, such as your name, company name, e-mail address, physical address, fax and telephone number so that we can contact you and respond to your inquiry.  By using this Web Site, you consent to the collection, processing, use and disclosure of such personal information. 

Cookies

This Web Site may use data files known as "cookies" to determine if visitors have previously visited this Web Site and for other administrative purposes.  Cookies are data files that this Web Site will send to your hard drive for record keeping purposes.

Enforceability of These Provisions

If any provision of these Terms and Conditions is held invalid or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent possible and the other provisions will remain enforceable and in full effect.  No failure or delay in enforcing any right shall be a waiver of that or any other right.

Forward Looking Statements

Platinum may from time to time make written or oral “forward-looking statements” within the meaning of the U.S. federal securities laws. Written forward-looking statements may appear in documents filed with the U.S. Securities and Exchange Commission, in press releases, in reports to shareholders and in other materials, some of which may be contained on this Web Site. These forward-looking statements rely on a number of assumptions concerning future events and are subject to a number of uncertainties and other factors, many of which are outside Platinum’s control that could cause actual results to differ materially from such statements.  Important factors which could cause the actual results to differ include, but are not limited to, the following:

• conducting operations in a competitive environment;
• our ability to maintain our A.M. Best Company, Inc. rating;
• significant weather-related or other natural or man-made disasters over which the Company has no control;
• the effectiveness of our loss limitation methods and pricing models;
• the adequacy of the Company’s liability for unpaid losses and loss adjustment expenses, including, but not limited to, losses from Hurricanes Katrina, Rita and Wilma and the possibility that estimates of losses and LAE from Hurricanes Katrina, Rita and Wilma may prove to be materially different from estimates made to date;
• the availability of retrocessional reinsurance on acceptable terms;
• our ability to maintain our business relationships with reinsurance brokers;
• general political and economic conditions, including the effects of civil unrest, acts of terrorism, war or a prolonged U.S. or global economic downturn or recession;
• the cyclicality of the property and casualty reinsurance business;
• market volatility and interest rate and currency exchange rate fluctuations;
• tax, regulatory or legal restrictions or limitations applicable to the Company or the property and casualty reinsurance business generally; and
• changes in the Company’s plans, strategies, objectives, expectations or intentions, which may happen at any time at the Company’s discretion.